LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,262
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,515
−HK$1,272/mo
Today · 4.125%
HK$42,787
baseline
▲ 0.50% · 4.625%
HK$45,391
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,574/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,792
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,993
−HK$1,218/mo
Today · 4.125%
HK$47,211
baseline
▲ 0.50% · 4.625%
HK$49,700
+HK$2,489/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,422/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,315
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,818
−HK$1,527/mo
Today · 4.125%
HK$51,345
baseline
▲ 0.50% · 4.625%
HK$54,469
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,690/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,750
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,463/mo
Today · 4.125%
HK$56,654
baseline
▲ 0.50% · 4.625%
HK$59,640
+HK$2,986/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,308/mo (50% DSR)
Upfront cash ≈ HK$7.72M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,367
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,121
−HK$1,781/mo
Today · 4.125%
HK$59,902
baseline
▲ 0.50% · 4.625%
HK$63,547
+HK$3,645/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,804/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,708
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,390
−HK$1,706/mo
Today · 4.125%
HK$66,096
baseline
▲ 0.50% · 4.625%
HK$69,580
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,192/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,472
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,727
−HK$2,290/mo
Today · 4.125%
HK$77,017
baseline
▲ 0.50% · 4.625%
HK$81,703
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,034/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,625
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,787
−HK$2,194/mo
Today · 4.125%
HK$84,981
baseline
▲ 0.50% · 4.625%
HK$89,460
+HK$4,479/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,962/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,136 · Scale 2, in force from 26 Feb 2026)