LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,264
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,517
−HK$1,272/mo
Today · 4.125%
HK$42,789
baseline
▲ 0.50% · 4.625%
HK$45,393
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,578/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,794
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,995
−HK$1,219/mo
Today · 4.125%
HK$47,214
baseline
▲ 0.50% · 4.625%
HK$49,702
+HK$2,488/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,428/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,317
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,820
−HK$1,527/mo
Today · 4.125%
HK$51,347
baseline
▲ 0.50% · 4.625%
HK$54,471
+HK$3,124/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$102,694/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,752
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,194
−HK$1,462/mo
Today · 4.125%
HK$56,656
baseline
▲ 0.50% · 4.625%
HK$59,643
+HK$2,987/mo
Deposit HK$7.06M · loan HK$10.59M · min. income ≈ HK$113,312/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,370
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,123
−HK$1,782/mo
Today · 4.125%
HK$59,905
baseline
▲ 0.50% · 4.625%
HK$63,550
+HK$3,645/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,810/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,711
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,393
−HK$1,706/mo
Today · 4.125%
HK$66,099
baseline
▲ 0.50% · 4.625%
HK$69,583
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,198/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,476
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,730
−HK$2,291/mo
Today · 4.125%
HK$77,021
baseline
▲ 0.50% · 4.625%
HK$81,707
+HK$4,686/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,042/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,628
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,791
−HK$2,194/mo
Today · 4.125%
HK$84,985
baseline
▲ 0.50% · 4.625%
HK$89,464
+HK$4,479/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,970/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,167 · Scale 2, in force from 26 Feb 2026)