LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,268
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,521
−HK$1,272/mo
Today · 4.125%
HK$42,793
baseline
▲ 0.50% · 4.625%
HK$45,397
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,586/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,798
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$45,999
−HK$1,219/mo
Today · 4.125%
HK$47,218
baseline
▲ 0.50% · 4.625%
HK$49,707
+HK$2,489/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,436/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,322
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,825
−HK$1,527/mo
Today · 4.125%
HK$51,352
baseline
▲ 0.50% · 4.625%
HK$54,477
+HK$3,125/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$102,704/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,757
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,199
−HK$1,463/mo
Today · 4.125%
HK$56,662
baseline
▲ 0.50% · 4.625%
HK$59,649
+HK$2,987/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$113,324/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,375
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,129
−HK$1,782/mo
Today · 4.125%
HK$59,911
baseline
▲ 0.50% · 4.625%
HK$63,556
+HK$3,645/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,822/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,717
−HK$3,388/mo
▼ 0.25% · 3.875%
HK$64,399
−HK$1,706/mo
Today · 4.125%
HK$66,105
baseline
▲ 0.50% · 4.625%
HK$69,590
+HK$3,485/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,210/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,483
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,737
−HK$2,291/mo
Today · 4.125%
HK$77,028
baseline
▲ 0.50% · 4.625%
HK$81,715
+HK$4,687/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,056/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,636
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,799
−HK$2,194/mo
Today · 4.125%
HK$84,993
baseline
▲ 0.50% · 4.625%
HK$89,473
+HK$4,480/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,986/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,231 · Scale 2, in force from 26 Feb 2026)