LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,269
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,522
−HK$1,272/mo
Today · 4.125%
HK$42,794
baseline
▲ 0.50% · 4.625%
HK$45,398
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,588/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,799
−HK$2,420/mo
▼ 0.25% · 3.875%
HK$46,000
−HK$1,219/mo
Today · 4.125%
HK$47,219
baseline
▲ 0.50% · 4.625%
HK$49,708
+HK$2,489/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,438/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,323
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,826
−HK$1,527/mo
Today · 4.125%
HK$51,353
baseline
▲ 0.50% · 4.625%
HK$54,478
+HK$3,125/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$102,706/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,759
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,200
−HK$1,463/mo
Today · 4.125%
HK$56,663
baseline
▲ 0.50% · 4.625%
HK$59,650
+HK$2,987/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$113,326/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,377
−HK$3,535/mo
▼ 0.25% · 3.875%
HK$58,130
−HK$1,782/mo
Today · 4.125%
HK$59,912
baseline
▲ 0.50% · 4.625%
HK$63,557
+HK$3,645/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,824/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,718
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,400
−HK$1,707/mo
Today · 4.125%
HK$66,107
baseline
▲ 0.50% · 4.625%
HK$69,591
+HK$3,484/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,214/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,484
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,739
−HK$2,291/mo
Today · 4.125%
HK$77,030
baseline
▲ 0.50% · 4.625%
HK$81,717
+HK$4,687/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$154,060/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,638
−HK$4,356/mo
▼ 0.25% · 3.875%
HK$82,801
−HK$2,193/mo
Today · 4.125%
HK$84,994
baseline
▲ 0.50% · 4.625%
HK$89,475
+HK$4,481/mo
Deposit HK$1.77M · loan HK$15.89M · min. income ≈ HK$169,988/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,244 · Scale 2, in force from 26 Feb 2026)