LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,274
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,526
−HK$1,273/mo
Today · 4.125%
HK$42,799
baseline
▲ 0.50% · 4.625%
HK$45,403
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,598/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,804
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,006
−HK$1,219/mo
Today · 4.125%
HK$47,225
baseline
▲ 0.50% · 4.625%
HK$49,714
+HK$2,489/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,450/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,328
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,832
−HK$1,527/mo
Today · 4.125%
HK$51,359
baseline
▲ 0.50% · 4.625%
HK$54,484
+HK$3,125/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$102,718/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,765
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,207
−HK$1,463/mo
Today · 4.125%
HK$56,670
baseline
▲ 0.50% · 4.625%
HK$59,657
+HK$2,987/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$113,340/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,383
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,137
−HK$1,782/mo
Today · 4.125%
HK$59,919
baseline
▲ 0.50% · 4.625%
HK$63,565
+HK$3,646/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,838/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,726
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,408
−HK$1,707/mo
Today · 4.125%
HK$66,115
baseline
▲ 0.50% · 4.625%
HK$69,600
+HK$3,485/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,230/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,493
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$74,748
−HK$2,290/mo
Today · 4.125%
HK$77,038
baseline
▲ 0.50% · 4.625%
HK$81,726
+HK$4,688/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,076/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,647
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,810
−HK$2,194/mo
Today · 4.125%
HK$85,004
baseline
▲ 0.50% · 4.625%
HK$89,485
+HK$4,481/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,008/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,322 · Scale 2, in force from 26 Feb 2026)