LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,275
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,528
−HK$1,272/mo
Today · 4.125%
HK$42,800
baseline
▲ 0.50% · 4.625%
HK$45,405
+HK$2,605/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,600/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,805
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,007
−HK$1,219/mo
Today · 4.125%
HK$47,226
baseline
▲ 0.50% · 4.625%
HK$49,715
+HK$2,489/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,452/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,330
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,833
−HK$1,527/mo
Today · 4.125%
HK$51,360
baseline
▲ 0.50% · 4.625%
HK$54,486
+HK$3,126/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$102,720/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,766
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,208
−HK$1,463/mo
Today · 4.125%
HK$56,671
baseline
▲ 0.50% · 4.625%
HK$59,658
+HK$2,987/mo
Deposit HK$7.06M · loan HK$10.60M · min. income ≈ HK$113,342/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,385
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,139
−HK$1,782/mo
Today · 4.125%
HK$59,921
baseline
▲ 0.50% · 4.625%
HK$63,567
+HK$3,646/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,842/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,727
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,410
−HK$1,706/mo
Today · 4.125%
HK$66,116
baseline
▲ 0.50% · 4.625%
HK$69,602
+HK$3,486/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,232/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,495
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,750
−HK$2,291/mo
Today · 4.125%
HK$77,041
baseline
▲ 0.50% · 4.625%
HK$81,728
+HK$4,687/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,082/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,650
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$82,813
−HK$2,194/mo
Today · 4.125%
HK$85,007
baseline
▲ 0.50% · 4.625%
HK$89,488
+HK$4,481/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,014/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,341 · Scale 2, in force from 26 Feb 2026)