LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,277
−HK$2,525/mo
▼ 0.25% · 3.875%
HK$41,529
−HK$1,273/mo
Today · 4.125%
HK$42,802
baseline
▲ 0.50% · 4.625%
HK$45,407
+HK$2,605/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,604/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,807
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,009
−HK$1,219/mo
Today · 4.125%
HK$47,228
baseline
▲ 0.50% · 4.625%
HK$49,718
+HK$2,490/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,456/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,332
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,835
−HK$1,528/mo
Today · 4.125%
HK$51,363
baseline
▲ 0.50% · 4.625%
HK$54,488
+HK$3,125/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,726/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,769
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,211
−HK$1,463/mo
Today · 4.125%
HK$56,674
baseline
▲ 0.50% · 4.625%
HK$59,661
+HK$2,987/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,348/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,387
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,141
−HK$1,782/mo
Today · 4.125%
HK$59,923
baseline
▲ 0.50% · 4.625%
HK$63,570
+HK$3,647/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$119,846/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,730
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,413
−HK$1,706/mo
Today · 4.125%
HK$66,119
baseline
▲ 0.50% · 4.625%
HK$69,605
+HK$3,486/mo
Deposit HK$5.30M · loan HK$12.36M · min. income ≈ HK$132,238/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,498
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,753
−HK$2,291/mo
Today · 4.125%
HK$77,044
baseline
▲ 0.50% · 4.625%
HK$81,732
+HK$4,688/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,088/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,653
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,816
−HK$2,195/mo
Today · 4.125%
HK$85,011
baseline
▲ 0.50% · 4.625%
HK$89,492
+HK$4,481/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,022/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,371 · Scale 2, in force from 26 Feb 2026)