LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,279
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,532
−HK$1,273/mo
Today · 4.125%
HK$42,805
baseline
▲ 0.50% · 4.625%
HK$45,410
+HK$2,605/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,610/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,810
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,012
−HK$1,219/mo
Today · 4.125%
HK$47,231
baseline
▲ 0.50% · 4.625%
HK$49,721
+HK$2,490/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,462/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,335
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,839
−HK$1,527/mo
Today · 4.125%
HK$51,366
baseline
▲ 0.50% · 4.625%
HK$54,492
+HK$3,126/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,732/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,772
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,214
−HK$1,463/mo
Today · 4.125%
HK$56,677
baseline
▲ 0.50% · 4.625%
HK$59,665
+HK$2,988/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,354/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,391
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,145
−HK$1,782/mo
Today · 4.125%
HK$59,927
baseline
▲ 0.50% · 4.625%
HK$63,574
+HK$3,647/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,854/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,734
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,417
−HK$1,707/mo
Today · 4.125%
HK$66,124
baseline
▲ 0.50% · 4.625%
HK$69,609
+HK$3,485/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,248/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,503
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,758
−HK$2,291/mo
Today · 4.125%
HK$77,049
baseline
▲ 0.50% · 4.625%
HK$81,737
+HK$4,688/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,098/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,658
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,822
−HK$2,194/mo
Today · 4.125%
HK$85,016
baseline
▲ 0.50% · 4.625%
HK$89,498
+HK$4,482/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,032/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,414 · Scale 2, in force from 26 Feb 2026)