LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,280
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,533
−HK$1,273/mo
Today · 4.125%
HK$42,806
baseline
▲ 0.50% · 4.625%
HK$45,410
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,612/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,811
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,013
−HK$1,219/mo
Today · 4.125%
HK$47,232
baseline
▲ 0.50% · 4.625%
HK$49,721
+HK$2,489/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,464/mo (50% DSR)
Upfront cash ≈ HK$9.49M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,336
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,839
−HK$1,528/mo
Today · 4.125%
HK$51,367
baseline
▲ 0.50% · 4.625%
HK$54,492
+HK$3,125/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,734/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,773
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,215
−HK$1,463/mo
Today · 4.125%
HK$56,678
baseline
▲ 0.50% · 4.625%
HK$59,666
+HK$2,988/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,356/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,392
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,146
−HK$1,782/mo
Today · 4.125%
HK$59,928
baseline
▲ 0.50% · 4.625%
HK$63,574
+HK$3,646/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,856/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,735
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,418
−HK$1,706/mo
Today · 4.125%
HK$66,124
baseline
▲ 0.50% · 4.625%
HK$69,610
+HK$3,486/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,248/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,503
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,759
−HK$2,291/mo
Today · 4.125%
HK$77,050
baseline
▲ 0.50% · 4.625%
HK$81,738
+HK$4,688/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,100/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,659
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,823
−HK$2,194/mo
Today · 4.125%
HK$85,017
baseline
▲ 0.50% · 4.625%
HK$89,498
+HK$4,481/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,034/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,421 · Scale 2, in force from 26 Feb 2026)