LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,283
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,536
−HK$1,274/mo
Today · 4.125%
HK$42,810
baseline
▲ 0.50% · 4.625%
HK$45,414
+HK$2,604/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,620/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,815
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,017
−HK$1,219/mo
Today · 4.125%
HK$47,236
baseline
▲ 0.50% · 4.625%
HK$49,726
+HK$2,490/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,472/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,340
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,844
−HK$1,527/mo
Today · 4.125%
HK$51,371
baseline
▲ 0.50% · 4.625%
HK$54,497
+HK$3,126/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,742/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,778
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,220
−HK$1,463/mo
Today · 4.125%
HK$56,683
baseline
▲ 0.50% · 4.625%
HK$59,671
+HK$2,988/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,366/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,397
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,151
−HK$1,782/mo
Today · 4.125%
HK$59,933
baseline
▲ 0.50% · 4.625%
HK$63,580
+HK$3,647/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,866/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,741
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,424
−HK$1,707/mo
Today · 4.125%
HK$66,131
baseline
▲ 0.50% · 4.625%
HK$69,616
+HK$3,485/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,262/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,510
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,766
−HK$2,291/mo
Today · 4.125%
HK$77,057
baseline
▲ 0.50% · 4.625%
HK$81,746
+HK$4,689/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,114/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,667
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,830
−HK$2,195/mo
Today · 4.125%
HK$85,025
baseline
▲ 0.50% · 4.625%
HK$89,507
+HK$4,482/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,050/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,482 · Scale 2, in force from 26 Feb 2026)