LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,284
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,537
−HK$1,273/mo
Today · 4.125%
HK$42,810
baseline
▲ 0.50% · 4.625%
HK$45,415
+HK$2,605/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,620/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,815
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,017
−HK$1,220/mo
Today · 4.125%
HK$47,237
baseline
▲ 0.50% · 4.625%
HK$49,727
+HK$2,490/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,474/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,341
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,844
−HK$1,528/mo
Today · 4.125%
HK$51,372
baseline
▲ 0.50% · 4.625%
HK$54,498
+HK$3,126/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,744/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,778
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,221
−HK$1,463/mo
Today · 4.125%
HK$56,684
baseline
▲ 0.50% · 4.625%
HK$59,672
+HK$2,988/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,368/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,397
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,152
−HK$1,782/mo
Today · 4.125%
HK$59,934
baseline
▲ 0.50% · 4.625%
HK$63,581
+HK$3,647/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,868/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,742
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,424
−HK$1,707/mo
Today · 4.125%
HK$66,131
baseline
▲ 0.50% · 4.625%
HK$69,617
+HK$3,486/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,262/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,511
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,766
−HK$2,292/mo
Today · 4.125%
HK$77,058
baseline
▲ 0.50% · 4.625%
HK$81,747
+HK$4,689/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,116/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,668
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,831
−HK$2,195/mo
Today · 4.125%
HK$85,026
baseline
▲ 0.50% · 4.625%
HK$89,508
+HK$4,482/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,052/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,490 · Scale 2, in force from 26 Feb 2026)