LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,290
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,544
−HK$1,273/mo
Today · 4.125%
HK$42,817
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,605/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,634/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,823
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,025
−HK$1,219/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$49,734
+HK$2,490/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,348
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,852
−HK$1,528/mo
Today · 4.125%
HK$51,380
baseline
▲ 0.50% · 4.625%
HK$54,507
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,760/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,787
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,230
−HK$1,463/mo
Today · 4.125%
HK$56,693
baseline
▲ 0.50% · 4.625%
HK$59,681
+HK$2,988/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,386/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,406
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,161
−HK$1,783/mo
Today · 4.125%
HK$59,944
baseline
▲ 0.50% · 4.625%
HK$63,591
+HK$3,647/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,888/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,752
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,435
−HK$1,707/mo
Today · 4.125%
HK$66,142
baseline
▲ 0.50% · 4.625%
HK$69,628
+HK$3,486/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,284/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,523
−HK$4,547/mo
▼ 0.25% · 3.875%
HK$74,778
−HK$2,292/mo
Today · 4.125%
HK$77,070
baseline
▲ 0.50% · 4.625%
HK$81,760
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,140/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,681
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$82,844
−HK$2,195/mo
Today · 4.125%
HK$85,039
baseline
▲ 0.50% · 4.625%
HK$89,522
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,078/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,595 · Scale 2, in force from 26 Feb 2026)