LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,291
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,544
−HK$1,274/mo
Today · 4.125%
HK$42,818
baseline
▲ 0.50% · 4.625%
HK$45,423
+HK$2,605/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,636/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,823
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,026
−HK$1,219/mo
Today · 4.125%
HK$47,245
baseline
▲ 0.50% · 4.625%
HK$49,735
+HK$2,490/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,490/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,349
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,853
−HK$1,528/mo
Today · 4.125%
HK$51,381
baseline
▲ 0.50% · 4.625%
HK$54,508
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,762/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,788
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,231
−HK$1,463/mo
Today · 4.125%
HK$56,694
baseline
▲ 0.50% · 4.625%
HK$59,683
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,388/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,407
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,162
−HK$1,783/mo
Today · 4.125%
HK$59,945
baseline
▲ 0.50% · 4.625%
HK$63,592
+HK$3,647/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,890/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,753
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,436
−HK$1,707/mo
Today · 4.125%
HK$66,143
baseline
▲ 0.50% · 4.625%
HK$69,630
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,286/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,524
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,780
−HK$2,292/mo
Today · 4.125%
HK$77,072
baseline
▲ 0.50% · 4.625%
HK$81,761
+HK$4,689/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,144/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,682
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,846
−HK$2,195/mo
Today · 4.125%
HK$85,041
baseline
▲ 0.50% · 4.625%
HK$89,524
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,082/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,608 · Scale 2, in force from 26 Feb 2026)