LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,291
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,545
−HK$1,273/mo
Today · 4.125%
HK$42,818
baseline
▲ 0.50% · 4.625%
HK$45,423
+HK$2,605/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$85,636/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,824
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$46,026
−HK$1,219/mo
Today · 4.125%
HK$47,245
baseline
▲ 0.50% · 4.625%
HK$49,736
+HK$2,491/mo
Deposit HK$8.83M · loan HK$8.83M · min. income ≈ HK$94,490/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,350
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,854
−HK$1,528/mo
Today · 4.125%
HK$51,382
baseline
▲ 0.50% · 4.625%
HK$54,508
+HK$3,126/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,764/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,789
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,231
−HK$1,464/mo
Today · 4.125%
HK$56,695
baseline
▲ 0.50% · 4.625%
HK$59,683
+HK$2,988/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,390/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,408
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,163
−HK$1,782/mo
Today · 4.125%
HK$59,945
baseline
▲ 0.50% · 4.625%
HK$63,593
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,890/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,753
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,436
−HK$1,708/mo
Today · 4.125%
HK$66,144
baseline
▲ 0.50% · 4.625%
HK$69,630
+HK$3,486/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,288/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,524
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,780
−HK$2,292/mo
Today · 4.125%
HK$77,072
baseline
▲ 0.50% · 4.625%
HK$81,762
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,144/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,683
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,847
−HK$2,195/mo
Today · 4.125%
HK$85,042
baseline
▲ 0.50% · 4.625%
HK$89,524
+HK$4,482/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,084/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,613 · Scale 2, in force from 26 Feb 2026)