LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,293
−HK$2,526/mo
▼ 0.25% · 3.875%
HK$41,546
−HK$1,273/mo
Today · 4.125%
HK$42,819
baseline
▲ 0.50% · 4.625%
HK$45,425
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,638/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,825
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,027
−HK$1,220/mo
Today · 4.125%
HK$47,247
baseline
▲ 0.50% · 4.625%
HK$49,738
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,494/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,351
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,855
−HK$1,528/mo
Today · 4.125%
HK$51,383
baseline
▲ 0.50% · 4.625%
HK$54,510
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,766/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,790
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,233
−HK$1,463/mo
Today · 4.125%
HK$56,696
baseline
▲ 0.50% · 4.625%
HK$59,685
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,392/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,410
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,165
−HK$1,782/mo
Today · 4.125%
HK$59,947
baseline
▲ 0.50% · 4.625%
HK$63,595
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,894/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,755
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,438
−HK$1,708/mo
Today · 4.125%
HK$66,146
baseline
▲ 0.50% · 4.625%
HK$69,633
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,292/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,527
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,783
−HK$2,292/mo
Today · 4.125%
HK$77,075
baseline
▲ 0.50% · 4.625%
HK$81,765
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,150/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,686
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,849
−HK$2,196/mo
Today · 4.125%
HK$85,045
baseline
▲ 0.50% · 4.625%
HK$89,528
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,090/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,636 · Scale 2, in force from 26 Feb 2026)