LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,295
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,548
−HK$1,274/mo
Today · 4.125%
HK$42,822
baseline
▲ 0.50% · 4.625%
HK$45,427
+HK$2,605/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,644/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,828
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,030
−HK$1,220/mo
Today · 4.125%
HK$47,250
baseline
▲ 0.50% · 4.625%
HK$49,740
+HK$2,490/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,500/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,354
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,858
−HK$1,528/mo
Today · 4.125%
HK$51,386
baseline
▲ 0.50% · 4.625%
HK$54,513
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,772/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,793
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,236
−HK$1,464/mo
Today · 4.125%
HK$56,700
baseline
▲ 0.50% · 4.625%
HK$59,688
+HK$2,988/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,400/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,413
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,168
−HK$1,783/mo
Today · 4.125%
HK$59,951
baseline
▲ 0.50% · 4.625%
HK$63,598
+HK$3,647/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,902/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,759
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,442
−HK$1,708/mo
Today · 4.125%
HK$66,150
baseline
▲ 0.50% · 4.625%
HK$69,636
+HK$3,486/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,300/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,531
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,787
−HK$2,292/mo
Today · 4.125%
HK$77,079
baseline
▲ 0.50% · 4.625%
HK$81,769
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,158/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,690
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,854
−HK$2,195/mo
Today · 4.125%
HK$85,049
baseline
▲ 0.50% · 4.625%
HK$89,532
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,098/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,672 · Scale 2, in force from 26 Feb 2026)