LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,296
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,549
−HK$1,274/mo
Today · 4.125%
HK$42,823
baseline
▲ 0.50% · 4.625%
HK$45,428
+HK$2,605/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,646/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,829
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,031
−HK$1,220/mo
Today · 4.125%
HK$47,251
baseline
▲ 0.50% · 4.625%
HK$49,741
+HK$2,490/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,502/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,355
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,859
−HK$1,528/mo
Today · 4.125%
HK$51,387
baseline
▲ 0.50% · 4.625%
HK$54,514
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,774/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,794
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,237
−HK$1,464/mo
Today · 4.125%
HK$56,701
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,402/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,414
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,169
−HK$1,783/mo
Today · 4.125%
HK$59,952
baseline
▲ 0.50% · 4.625%
HK$63,600
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,904/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,760
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,443
−HK$1,708/mo
Today · 4.125%
HK$66,151
baseline
▲ 0.50% · 4.625%
HK$69,638
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,302/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,532
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,789
−HK$2,292/mo
Today · 4.125%
HK$77,081
baseline
▲ 0.50% · 4.625%
HK$81,771
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,162/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,692
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$82,856
−HK$2,195/mo
Today · 4.125%
HK$85,051
baseline
▲ 0.50% · 4.625%
HK$89,534
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,102/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,686 · Scale 2, in force from 26 Feb 2026)