LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,296
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,550
−HK$1,273/mo
Today · 4.125%
HK$42,823
baseline
▲ 0.50% · 4.625%
HK$45,429
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,646/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,829
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,031
−HK$1,220/mo
Today · 4.125%
HK$47,251
baseline
▲ 0.50% · 4.625%
HK$49,742
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,502/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,355
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,859
−HK$1,529/mo
Today · 4.125%
HK$51,388
baseline
▲ 0.50% · 4.625%
HK$54,514
+HK$3,126/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,776/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,795
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,238
−HK$1,463/mo
Today · 4.125%
HK$56,701
baseline
▲ 0.50% · 4.625%
HK$59,690
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,402/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,415
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,169
−HK$1,783/mo
Today · 4.125%
HK$59,952
baseline
▲ 0.50% · 4.625%
HK$63,600
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,904/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,761
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,444
−HK$1,707/mo
Today · 4.125%
HK$66,151
baseline
▲ 0.50% · 4.625%
HK$69,638
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,302/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,533
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,789
−HK$2,293/mo
Today · 4.125%
HK$77,082
baseline
▲ 0.50% · 4.625%
HK$81,772
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,164/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,692
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,856
−HK$2,196/mo
Today · 4.125%
HK$85,052
baseline
▲ 0.50% · 4.625%
HK$89,535
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,104/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,691 · Scale 2, in force from 26 Feb 2026)