LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,297
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,551
−HK$1,273/mo
Today · 4.125%
HK$42,824
baseline
▲ 0.50% · 4.625%
HK$45,430
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,648/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,830
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,033
−HK$1,219/mo
Today · 4.125%
HK$47,252
baseline
▲ 0.50% · 4.625%
HK$49,743
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,504/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,357
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,861
−HK$1,528/mo
Today · 4.125%
HK$51,389
baseline
▲ 0.50% · 4.625%
HK$54,516
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,778/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,796
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,239
−HK$1,464/mo
Today · 4.125%
HK$56,703
baseline
▲ 0.50% · 4.625%
HK$59,692
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,406/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,416
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,171
−HK$1,783/mo
Today · 4.125%
HK$59,954
baseline
▲ 0.50% · 4.625%
HK$63,602
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,908/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,762
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,446
−HK$1,707/mo
Today · 4.125%
HK$66,153
baseline
▲ 0.50% · 4.625%
HK$69,640
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,306/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,535
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$74,791
−HK$2,292/mo
Today · 4.125%
HK$77,083
baseline
▲ 0.50% · 4.625%
HK$81,774
+HK$4,691/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$154,166/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,694
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,859
−HK$2,195/mo
Today · 4.125%
HK$85,054
baseline
▲ 0.50% · 4.625%
HK$89,537
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.90M · min. income ≈ HK$170,108/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,708 · Scale 2, in force from 26 Feb 2026)