LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,298
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,552
−HK$1,273/mo
Today · 4.125%
HK$42,825
baseline
▲ 0.50% · 4.625%
HK$45,431
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,650/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,832
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,034
−HK$1,220/mo
Today · 4.125%
HK$47,254
baseline
▲ 0.50% · 4.625%
HK$49,744
+HK$2,490/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,508/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,358
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,862
−HK$1,529/mo
Today · 4.125%
HK$51,391
baseline
▲ 0.50% · 4.625%
HK$54,518
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,782/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,798
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,241
−HK$1,463/mo
Today · 4.125%
HK$56,704
baseline
▲ 0.50% · 4.625%
HK$59,693
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,408/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,418
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,173
−HK$1,783/mo
Today · 4.125%
HK$59,956
baseline
▲ 0.50% · 4.625%
HK$63,604
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,912/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,764
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,447
−HK$1,708/mo
Today · 4.125%
HK$66,155
baseline
▲ 0.50% · 4.625%
HK$69,642
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,310/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,537
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,793
−HK$2,293/mo
Today · 4.125%
HK$77,086
baseline
▲ 0.50% · 4.625%
HK$81,776
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,172/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,697
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,861
−HK$2,196/mo
Today · 4.125%
HK$85,057
baseline
▲ 0.50% · 4.625%
HK$89,540
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,114/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,728 · Scale 2, in force from 26 Feb 2026)