LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,299
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,552
−HK$1,274/mo
Today · 4.125%
HK$42,826
baseline
▲ 0.50% · 4.625%
HK$45,432
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,652/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,832
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,035
−HK$1,219/mo
Today · 4.125%
HK$47,254
baseline
▲ 0.50% · 4.625%
HK$49,745
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,508/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,359
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,863
−HK$1,528/mo
Today · 4.125%
HK$51,391
baseline
▲ 0.50% · 4.625%
HK$54,518
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,782/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,799
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,241
−HK$1,464/mo
Today · 4.125%
HK$56,705
baseline
▲ 0.50% · 4.625%
HK$59,694
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,410/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,419
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,173
−HK$1,783/mo
Today · 4.125%
HK$59,956
baseline
▲ 0.50% · 4.625%
HK$63,605
+HK$3,649/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,912/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,765
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,448
−HK$1,708/mo
Today · 4.125%
HK$66,156
baseline
▲ 0.50% · 4.625%
HK$69,643
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,312/mo (50% DSR)
Upfront cash ≈ HK$5.96M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,538
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,794
−HK$2,293/mo
Today · 4.125%
HK$77,087
baseline
▲ 0.50% · 4.625%
HK$81,777
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,174/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,698
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,862
−HK$2,196/mo
Today · 4.125%
HK$85,058
baseline
▲ 0.50% · 4.625%
HK$89,541
+HK$4,483/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,116/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,738 · Scale 2, in force from 26 Feb 2026)