LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,301
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,555
−HK$1,274/mo
Today · 4.125%
HK$42,829
baseline
▲ 0.50% · 4.625%
HK$45,435
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,658/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,835
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,037
−HK$1,220/mo
Today · 4.125%
HK$47,257
baseline
▲ 0.50% · 4.625%
HK$49,748
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,514/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,362
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,866
−HK$1,528/mo
Today · 4.125%
HK$51,394
baseline
▲ 0.50% · 4.625%
HK$54,522
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,788/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,802
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,245
−HK$1,464/mo
Today · 4.125%
HK$56,709
baseline
▲ 0.50% · 4.625%
HK$59,698
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,418/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,422
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,177
−HK$1,783/mo
Today · 4.125%
HK$59,960
baseline
▲ 0.50% · 4.625%
HK$63,609
+HK$3,649/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,920/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,769
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,452
−HK$1,708/mo
Today · 4.125%
HK$66,160
baseline
▲ 0.50% · 4.625%
HK$69,648
+HK$3,488/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,320/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,543
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,799
−HK$2,293/mo
Today · 4.125%
HK$77,092
baseline
▲ 0.50% · 4.625%
HK$81,783
+HK$4,691/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,184/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,703
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,867
−HK$2,196/mo
Today · 4.125%
HK$85,063
baseline
▲ 0.50% · 4.625%
HK$89,547
+HK$4,484/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,126/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,779 · Scale 2, in force from 26 Feb 2026)