LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,302
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,555
−HK$1,274/mo
Today · 4.125%
HK$42,829
baseline
▲ 0.50% · 4.625%
HK$45,435
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,658/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,835
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,038
−HK$1,220/mo
Today · 4.125%
HK$47,258
baseline
▲ 0.50% · 4.625%
HK$49,749
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,516/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,362
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,867
−HK$1,528/mo
Today · 4.125%
HK$51,395
baseline
▲ 0.50% · 4.625%
HK$54,522
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,790/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,803
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,245
−HK$1,464/mo
Today · 4.125%
HK$56,709
baseline
▲ 0.50% · 4.625%
HK$59,699
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,418/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,423
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,178
−HK$1,783/mo
Today · 4.125%
HK$59,961
baseline
▲ 0.50% · 4.625%
HK$63,609
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,922/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,770
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,453
−HK$1,708/mo
Today · 4.125%
HK$66,161
baseline
▲ 0.50% · 4.625%
HK$69,648
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,322/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,543
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,800
−HK$2,292/mo
Today · 4.125%
HK$77,092
baseline
▲ 0.50% · 4.625%
HK$81,783
+HK$4,691/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,184/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,704
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,868
−HK$2,196/mo
Today · 4.125%
HK$85,064
baseline
▲ 0.50% · 4.625%
HK$89,548
+HK$4,484/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,128/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,786 · Scale 2, in force from 26 Feb 2026)