LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,302
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,556
−HK$1,274/mo
Today · 4.125%
HK$42,830
baseline
▲ 0.50% · 4.625%
HK$45,436
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,660/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,836
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,039
−HK$1,219/mo
Today · 4.125%
HK$47,258
baseline
▲ 0.50% · 4.625%
HK$49,749
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,516/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,363
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,867
−HK$1,529/mo
Today · 4.125%
HK$51,396
baseline
▲ 0.50% · 4.625%
HK$54,523
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,792/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,803
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,246
−HK$1,464/mo
Today · 4.125%
HK$56,710
baseline
▲ 0.50% · 4.625%
HK$59,699
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,420/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,423
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,178
−HK$1,784/mo
Today · 4.125%
HK$59,962
baseline
▲ 0.50% · 4.625%
HK$63,610
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,924/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,770
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,454
−HK$1,708/mo
Today · 4.125%
HK$66,162
baseline
▲ 0.50% · 4.625%
HK$69,649
+HK$3,487/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,324/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,544
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,801
−HK$2,293/mo
Today · 4.125%
HK$77,094
baseline
▲ 0.50% · 4.625%
HK$81,784
+HK$4,690/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,188/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,705
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,869
−HK$2,196/mo
Today · 4.125%
HK$85,065
baseline
▲ 0.50% · 4.625%
HK$89,549
+HK$4,484/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,130/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,795 · Scale 2, in force from 26 Feb 2026)