LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,303
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,557
−HK$1,274/mo
Today · 4.125%
HK$42,831
baseline
▲ 0.50% · 4.625%
HK$45,437
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,662/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,837
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,040
−HK$1,220/mo
Today · 4.125%
HK$47,260
baseline
▲ 0.50% · 4.625%
HK$49,751
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,520/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,364
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,868
−HK$1,529/mo
Today · 4.125%
HK$51,397
baseline
▲ 0.50% · 4.625%
HK$54,524
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$102,794/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,805
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$55,248
−HK$1,463/mo
Today · 4.125%
HK$56,711
baseline
▲ 0.50% · 4.625%
HK$59,701
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.60M · min. income ≈ HK$113,422/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,425
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,180
−HK$1,783/mo
Today · 4.125%
HK$59,963
baseline
▲ 0.50% · 4.625%
HK$63,612
+HK$3,649/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,926/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,772
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,455
−HK$1,708/mo
Today · 4.125%
HK$66,163
baseline
▲ 0.50% · 4.625%
HK$69,651
+HK$3,488/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,326/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,546
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,803
−HK$2,292/mo
Today · 4.125%
HK$77,095
baseline
▲ 0.50% · 4.625%
HK$81,786
+HK$4,691/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,190/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,707
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,871
−HK$2,196/mo
Today · 4.125%
HK$85,067
baseline
▲ 0.50% · 4.625%
HK$89,551
+HK$4,484/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,134/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,811 · Scale 2, in force from 26 Feb 2026)