LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,304
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,558
−HK$1,274/mo
Today · 4.125%
HK$42,832
baseline
▲ 0.50% · 4.625%
HK$45,438
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,664/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,838
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,041
−HK$1,220/mo
Today · 4.125%
HK$47,261
baseline
▲ 0.50% · 4.625%
HK$49,752
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,522/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,365
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,870
−HK$1,528/mo
Today · 4.125%
HK$51,398
baseline
▲ 0.50% · 4.625%
HK$54,526
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,796/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,806
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,249
−HK$1,464/mo
Today · 4.125%
HK$56,713
baseline
▲ 0.50% · 4.625%
HK$59,702
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,426/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,426
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,181
−HK$1,784/mo
Today · 4.125%
HK$59,965
baseline
▲ 0.50% · 4.625%
HK$63,613
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,930/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,774
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,457
−HK$1,708/mo
Today · 4.125%
HK$66,165
baseline
▲ 0.50% · 4.625%
HK$69,653
+HK$3,488/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,330/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,548
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,805
−HK$2,292/mo
Today · 4.125%
HK$77,097
baseline
▲ 0.50% · 4.625%
HK$81,789
+HK$4,692/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,194/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,709
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,874
−HK$2,195/mo
Today · 4.125%
HK$85,069
baseline
▲ 0.50% · 4.625%
HK$89,554
+HK$4,485/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,138/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,829 · Scale 2, in force from 26 Feb 2026)