LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,306
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,560
−HK$1,273/mo
Today · 4.125%
HK$42,833
baseline
▲ 0.50% · 4.625%
HK$45,440
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,666/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,840
−HK$2,422/mo
▼ 0.25% · 3.875%
HK$46,042
−HK$1,220/mo
Today · 4.125%
HK$47,262
baseline
▲ 0.50% · 4.625%
HK$49,754
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,524/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,367
−HK$3,033/mo
▼ 0.25% · 3.875%
HK$49,871
−HK$1,529/mo
Today · 4.125%
HK$51,400
baseline
▲ 0.50% · 4.625%
HK$54,528
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,800/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,808
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,251
−HK$1,464/mo
Today · 4.125%
HK$56,715
baseline
▲ 0.50% · 4.625%
HK$59,704
+HK$2,989/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,430/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,428
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,183
−HK$1,784/mo
Today · 4.125%
HK$59,967
baseline
▲ 0.50% · 4.625%
HK$63,615
+HK$3,648/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,934/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,776
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,459
−HK$1,708/mo
Today · 4.125%
HK$66,167
baseline
▲ 0.50% · 4.625%
HK$69,655
+HK$3,488/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,334/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,550
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,807
−HK$2,293/mo
Today · 4.125%
HK$77,100
baseline
▲ 0.50% · 4.625%
HK$81,791
+HK$4,691/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,200/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,712
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$82,876
−HK$2,196/mo
Today · 4.125%
HK$85,072
baseline
▲ 0.50% · 4.625%
HK$89,557
+HK$4,485/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,144/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,850 · Scale 2, in force from 26 Feb 2026)