LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,309
−HK$2,527/mo
▼ 0.25% · 3.875%
HK$41,562
−HK$1,274/mo
Today · 4.125%
HK$42,836
baseline
▲ 0.50% · 4.625%
HK$45,443
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,672/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,843
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,046
−HK$1,220/mo
Today · 4.125%
HK$47,266
baseline
▲ 0.50% · 4.625%
HK$49,757
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,532/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,370
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,875
−HK$1,529/mo
Today · 4.125%
HK$51,404
baseline
▲ 0.50% · 4.625%
HK$54,531
+HK$3,127/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,808/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,812
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,255
−HK$1,464/mo
Today · 4.125%
HK$56,719
baseline
▲ 0.50% · 4.625%
HK$59,709
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,438/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,432
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,187
−HK$1,784/mo
Today · 4.125%
HK$59,971
baseline
▲ 0.50% · 4.625%
HK$63,620
+HK$3,649/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$119,942/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,780
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,464
−HK$1,708/mo
Today · 4.125%
HK$66,172
baseline
▲ 0.50% · 4.625%
HK$69,660
+HK$3,488/mo
Deposit HK$5.30M · loan HK$12.37M · min. income ≈ HK$132,344/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,556
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$74,812
−HK$2,293/mo
Today · 4.125%
HK$77,105
baseline
▲ 0.50% · 4.625%
HK$81,797
+HK$4,692/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,210/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,717
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,882
−HK$2,196/mo
Today · 4.125%
HK$85,078
baseline
▲ 0.50% · 4.625%
HK$89,563
+HK$4,485/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,156/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,897 · Scale 2, in force from 26 Feb 2026)