LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,313
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,567
−HK$1,274/mo
Today · 4.125%
HK$42,841
baseline
▲ 0.50% · 4.625%
HK$45,447
+HK$2,606/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,682/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,847
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,050
−HK$1,220/mo
Today · 4.125%
HK$47,270
baseline
▲ 0.50% · 4.625%
HK$49,762
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,540/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,375
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,880
−HK$1,529/mo
Today · 4.125%
HK$51,409
baseline
▲ 0.50% · 4.625%
HK$54,537
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,818/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,817
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$55,260
−HK$1,464/mo
Today · 4.125%
HK$56,724
baseline
▲ 0.50% · 4.625%
HK$59,714
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,448/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,438
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,193
−HK$1,784/mo
Today · 4.125%
HK$59,977
baseline
▲ 0.50% · 4.625%
HK$63,626
+HK$3,649/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,954/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,786
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,470
−HK$1,708/mo
Today · 4.125%
HK$66,178
baseline
▲ 0.50% · 4.625%
HK$69,667
+HK$3,489/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,356/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,563
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,820
−HK$2,293/mo
Today · 4.125%
HK$77,113
baseline
▲ 0.50% · 4.625%
HK$81,805
+HK$4,692/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,226/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,725
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,890
−HK$2,197/mo
Today · 4.125%
HK$85,087
baseline
▲ 0.50% · 4.625%
HK$89,572
+HK$4,485/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,174/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,962 · Scale 2, in force from 26 Feb 2026)