LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,314
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,568
−HK$1,274/mo
Today · 4.125%
HK$42,842
baseline
▲ 0.50% · 4.625%
HK$45,449
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,684/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,849
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,051
−HK$1,221/mo
Today · 4.125%
HK$47,272
baseline
▲ 0.50% · 4.625%
HK$49,763
+HK$2,491/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,544/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,376
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,881
−HK$1,529/mo
Today · 4.125%
HK$51,410
baseline
▲ 0.50% · 4.625%
HK$54,538
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,820/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,818
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,262
−HK$1,464/mo
Today · 4.125%
HK$56,726
baseline
▲ 0.50% · 4.625%
HK$59,716
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,452/mo (50% DSR)
Upfront cash ≈ HK$7.73M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,439
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,195
−HK$1,783/mo
Today · 4.125%
HK$59,978
baseline
▲ 0.50% · 4.625%
HK$63,628
+HK$3,650/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,956/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,788
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,472
−HK$1,708/mo
Today · 4.125%
HK$66,180
baseline
▲ 0.50% · 4.625%
HK$69,669
+HK$3,489/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,360/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,565
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,822
−HK$2,293/mo
Today · 4.125%
HK$77,115
baseline
▲ 0.50% · 4.625%
HK$81,807
+HK$4,692/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,230/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,727
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,892
−HK$2,197/mo
Today · 4.125%
HK$85,089
baseline
▲ 0.50% · 4.625%
HK$89,574
+HK$4,485/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,178/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$662,980 · Scale 2, in force from 26 Feb 2026)