LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,315
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,569
−HK$1,274/mo
Today · 4.125%
HK$42,843
baseline
▲ 0.50% · 4.625%
HK$45,450
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,686/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,850
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,053
−HK$1,220/mo
Today · 4.125%
HK$47,273
baseline
▲ 0.50% · 4.625%
HK$49,765
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,546/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,378
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,883
−HK$1,529/mo
Today · 4.125%
HK$51,412
baseline
▲ 0.50% · 4.625%
HK$54,540
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,824/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,820
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,263
−HK$1,465/mo
Today · 4.125%
HK$56,728
baseline
▲ 0.50% · 4.625%
HK$59,718
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,456/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,441
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,197
−HK$1,783/mo
Today · 4.125%
HK$59,980
baseline
▲ 0.50% · 4.625%
HK$63,630
+HK$3,650/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,960/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,790
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,474
−HK$1,708/mo
Today · 4.125%
HK$66,182
baseline
▲ 0.50% · 4.625%
HK$69,671
+HK$3,489/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,364/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,567
−HK$4,550/mo
▼ 0.25% · 3.875%
HK$74,824
−HK$2,293/mo
Today · 4.125%
HK$77,117
baseline
▲ 0.50% · 4.625%
HK$81,810
+HK$4,693/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,234/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,730
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,895
−HK$2,197/mo
Today · 4.125%
HK$85,092
baseline
▲ 0.50% · 4.625%
HK$89,577
+HK$4,485/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,184/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,000 · Scale 2, in force from 26 Feb 2026)