LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,316
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,570
−HK$1,274/mo
Today · 4.125%
HK$42,844
baseline
▲ 0.50% · 4.625%
HK$45,451
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,688/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,851
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,054
−HK$1,220/mo
Today · 4.125%
HK$47,274
baseline
▲ 0.50% · 4.625%
HK$49,766
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,548/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,379
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,884
−HK$1,529/mo
Today · 4.125%
HK$51,413
baseline
▲ 0.50% · 4.625%
HK$54,541
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,826/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,821
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,265
−HK$1,464/mo
Today · 4.125%
HK$56,729
baseline
▲ 0.50% · 4.625%
HK$59,719
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,458/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,442
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,198
−HK$1,783/mo
Today · 4.125%
HK$59,981
baseline
▲ 0.50% · 4.625%
HK$63,631
+HK$3,650/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,962/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,791
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,475
−HK$1,709/mo
Today · 4.125%
HK$66,184
baseline
▲ 0.50% · 4.625%
HK$69,672
+HK$3,488/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,368/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,568
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,826
−HK$2,293/mo
Today · 4.125%
HK$77,119
baseline
▲ 0.50% · 4.625%
HK$81,812
+HK$4,693/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,238/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,732
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$82,897
−HK$2,196/mo
Today · 4.125%
HK$85,093
baseline
▲ 0.50% · 4.625%
HK$89,579
+HK$4,486/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,186/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,014 · Scale 2, in force from 26 Feb 2026)