LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,318
−HK$2,528/mo
▼ 0.25% · 3.875%
HK$41,572
−HK$1,274/mo
Today · 4.125%
HK$42,846
baseline
▲ 0.50% · 4.625%
HK$45,453
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,692/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,853
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,056
−HK$1,220/mo
Today · 4.125%
HK$47,276
baseline
▲ 0.50% · 4.625%
HK$49,768
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,552/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,381
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,886
−HK$1,529/mo
Today · 4.125%
HK$51,415
baseline
▲ 0.50% · 4.625%
HK$54,544
+HK$3,129/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,830/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,824
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,267
−HK$1,465/mo
Today · 4.125%
HK$56,732
baseline
▲ 0.50% · 4.625%
HK$59,722
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,464/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,445
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,201
−HK$1,783/mo
Today · 4.125%
HK$59,984
baseline
▲ 0.50% · 4.625%
HK$63,634
+HK$3,650/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,968/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,794
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,478
−HK$1,709/mo
Today · 4.125%
HK$66,187
baseline
▲ 0.50% · 4.625%
HK$69,676
+HK$3,489/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,374/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,572
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,829
−HK$2,294/mo
Today · 4.125%
HK$77,123
baseline
▲ 0.50% · 4.625%
HK$81,815
+HK$4,692/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,246/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,735
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,901
−HK$2,196/mo
Today · 4.125%
HK$85,097
baseline
▲ 0.50% · 4.625%
HK$89,583
+HK$4,486/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,194/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,046 · Scale 2, in force from 26 Feb 2026)