LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,320
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,575
−HK$1,274/mo
Today · 4.125%
HK$42,849
baseline
▲ 0.50% · 4.625%
HK$45,456
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,698/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,856
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,059
−HK$1,221/mo
Today · 4.125%
HK$47,280
baseline
▲ 0.50% · 4.625%
HK$49,772
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,560/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,385
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,890
−HK$1,529/mo
Today · 4.125%
HK$51,419
baseline
▲ 0.50% · 4.625%
HK$54,547
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,838/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,827
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,271
−HK$1,464/mo
Today · 4.125%
HK$56,735
baseline
▲ 0.50% · 4.625%
HK$59,726
+HK$2,991/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,470/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,449
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,205
−HK$1,784/mo
Today · 4.125%
HK$59,989
baseline
▲ 0.50% · 4.625%
HK$63,639
+HK$3,650/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,978/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,799
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,483
−HK$1,708/mo
Today · 4.125%
HK$66,191
baseline
▲ 0.50% · 4.625%
HK$69,680
+HK$3,489/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,382/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,577
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,834
−HK$2,294/mo
Today · 4.125%
HK$77,128
baseline
▲ 0.50% · 4.625%
HK$81,821
+HK$4,693/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,256/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,741
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,906
−HK$2,197/mo
Today · 4.125%
HK$85,103
baseline
▲ 0.50% · 4.625%
HK$89,589
+HK$4,486/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,206/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,092 · Scale 2, in force from 26 Feb 2026)