LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,321
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,576
−HK$1,274/mo
Today · 4.125%
HK$42,850
baseline
▲ 0.50% · 4.625%
HK$45,457
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,700/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,857
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,060
−HK$1,221/mo
Today · 4.125%
HK$47,281
baseline
▲ 0.50% · 4.625%
HK$49,773
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,562/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,386
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,891
−HK$1,529/mo
Today · 4.125%
HK$51,420
baseline
▲ 0.50% · 4.625%
HK$54,549
+HK$3,129/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,840/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,828
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,272
−HK$1,465/mo
Today · 4.125%
HK$56,737
baseline
▲ 0.50% · 4.625%
HK$59,727
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,474/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,450
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,206
−HK$1,784/mo
Today · 4.125%
HK$59,990
baseline
▲ 0.50% · 4.625%
HK$63,640
+HK$3,650/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,980/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,800
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,484
−HK$1,709/mo
Today · 4.125%
HK$66,193
baseline
▲ 0.50% · 4.625%
HK$69,682
+HK$3,489/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,386/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,578
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,836
−HK$2,294/mo
Today · 4.125%
HK$77,130
baseline
▲ 0.50% · 4.625%
HK$81,823
+HK$4,693/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,260/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,743
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,908
−HK$2,197/mo
Today · 4.125%
HK$85,105
baseline
▲ 0.50% · 4.625%
HK$89,591
+HK$4,486/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,210/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,106 · Scale 2, in force from 26 Feb 2026)