LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,322
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,576
−HK$1,275/mo
Today · 4.125%
HK$42,851
baseline
▲ 0.50% · 4.625%
HK$45,458
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,702/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,858
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,061
−HK$1,220/mo
Today · 4.125%
HK$47,281
baseline
▲ 0.50% · 4.625%
HK$49,774
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,562/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,386
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,891
−HK$1,530/mo
Today · 4.125%
HK$51,421
baseline
▲ 0.50% · 4.625%
HK$54,549
+HK$3,128/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,842/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,829
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,273
−HK$1,465/mo
Today · 4.125%
HK$56,738
baseline
▲ 0.50% · 4.625%
HK$59,728
+HK$2,990/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,476/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,451
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,207
−HK$1,784/mo
Today · 4.125%
HK$59,991
baseline
▲ 0.50% · 4.625%
HK$63,641
+HK$3,650/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$119,982/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,801
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,485
−HK$1,709/mo
Today · 4.125%
HK$66,194
baseline
▲ 0.50% · 4.625%
HK$69,683
+HK$3,489/mo
Deposit HK$5.30M · loan HK$12.38M · min. income ≈ HK$132,388/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,580
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$74,837
−HK$2,294/mo
Today · 4.125%
HK$77,131
baseline
▲ 0.50% · 4.625%
HK$81,824
+HK$4,693/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$154,262/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,744
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,910
−HK$2,196/mo
Today · 4.125%
HK$85,106
baseline
▲ 0.50% · 4.625%
HK$89,592
+HK$4,486/mo
Deposit HK$1.77M · loan HK$15.91M · min. income ≈ HK$170,212/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,116 · Scale 2, in force from 26 Feb 2026)