LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,323
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,577
−HK$1,275/mo
Today · 4.125%
HK$42,852
baseline
▲ 0.50% · 4.625%
HK$45,459
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,704/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,859
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,062
−HK$1,220/mo
Today · 4.125%
HK$47,282
baseline
▲ 0.50% · 4.625%
HK$49,775
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,564/mo (50% DSR)
Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,388
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,893
−HK$1,529/mo
Today · 4.125%
HK$51,422
baseline
▲ 0.50% · 4.625%
HK$54,551
+HK$3,129/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,844/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,831
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,274
−HK$1,465/mo
Today · 4.125%
HK$56,739
baseline
▲ 0.50% · 4.625%
HK$59,730
+HK$2,991/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,478/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,452
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,208
−HK$1,784/mo
Today · 4.125%
HK$59,992
baseline
▲ 0.50% · 4.625%
HK$63,643
+HK$3,651/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$119,984/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,802
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,487
−HK$1,708/mo
Today · 4.125%
HK$66,195
baseline
▲ 0.50% · 4.625%
HK$69,685
+HK$3,490/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,390/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,581
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,839
−HK$2,294/mo
Today · 4.125%
HK$77,133
baseline
▲ 0.50% · 4.625%
HK$81,826
+HK$4,693/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,266/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,746
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,912
−HK$2,196/mo
Today · 4.125%
HK$85,108
baseline
▲ 0.50% · 4.625%
HK$89,595
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,216/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,133 · Scale 2, in force from 26 Feb 2026)