LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,324
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,578
−HK$1,275/mo
Today · 4.125%
HK$42,853
baseline
▲ 0.50% · 4.625%
HK$45,460
+HK$2,607/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,706/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,860
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,063
−HK$1,221/mo
Today · 4.125%
HK$47,284
baseline
▲ 0.50% · 4.625%
HK$49,776
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,568/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,389
−HK$3,034/mo
▼ 0.25% · 3.875%
HK$49,894
−HK$1,529/mo
Today · 4.125%
HK$51,423
baseline
▲ 0.50% · 4.625%
HK$54,552
+HK$3,129/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,846/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,832
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$55,276
−HK$1,464/mo
Today · 4.125%
HK$56,740
baseline
▲ 0.50% · 4.625%
HK$59,731
+HK$2,991/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,480/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,453
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,209
−HK$1,785/mo
Today · 4.125%
HK$59,994
baseline
▲ 0.50% · 4.625%
HK$63,644
+HK$3,650/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$119,988/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,804
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,488
−HK$1,709/mo
Today · 4.125%
HK$66,197
baseline
▲ 0.50% · 4.625%
HK$69,686
+HK$3,489/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,394/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,583
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,841
−HK$2,294/mo
Today · 4.125%
HK$77,135
baseline
▲ 0.50% · 4.625%
HK$81,828
+HK$4,693/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,270/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,748
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,913
−HK$2,197/mo
Today · 4.125%
HK$85,110
baseline
▲ 0.50% · 4.625%
HK$89,597
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,220/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,147 · Scale 2, in force from 26 Feb 2026)