LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,326
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,581
−HK$1,274/mo
Today · 4.125%
HK$42,855
baseline
▲ 0.50% · 4.625%
HK$45,463
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,710/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,863
−HK$2,423/mo
▼ 0.25% · 3.875%
HK$46,066
−HK$1,220/mo
Today · 4.125%
HK$47,286
baseline
▲ 0.50% · 4.625%
HK$49,779
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,572/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,391
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,897
−HK$1,529/mo
Today · 4.125%
HK$51,426
baseline
▲ 0.50% · 4.625%
HK$54,555
+HK$3,129/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,852/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,835
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,279
−HK$1,465/mo
Today · 4.125%
HK$56,744
baseline
▲ 0.50% · 4.625%
HK$59,735
+HK$2,991/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,488/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,457
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,213
−HK$1,784/mo
Today · 4.125%
HK$59,997
baseline
▲ 0.50% · 4.625%
HK$63,648
+HK$3,651/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$119,994/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,808
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,492
−HK$1,709/mo
Today · 4.125%
HK$66,201
baseline
▲ 0.50% · 4.625%
HK$69,690
+HK$3,489/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,402/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,587
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,845
−HK$2,294/mo
Today · 4.125%
HK$77,139
baseline
▲ 0.50% · 4.625%
HK$81,833
+HK$4,694/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,278/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,753
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$82,918
−HK$2,197/mo
Today · 4.125%
HK$85,115
baseline
▲ 0.50% · 4.625%
HK$89,602
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,230/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,187 · Scale 2, in force from 26 Feb 2026)