LTV · monthly repayment
▼ 0.50% · 3.625%
HK$403,278
−HK$25,289/mo
▼ 0.25% · 3.875%
HK$415,822
−HK$12,745/mo
Today · 4.125%
HK$428,567
baseline
▲ 0.50% · 4.625%
HK$454,644
+HK$26,077/mo
Deposit HK$88.43M · loan HK$88.43M · min. income ≈ HK$857,134/mo (50% DSR)
Upfront cash ≈ HK$99.92M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$448,642
−HK$24,239/mo
▼ 0.25% · 3.875%
HK$460,675
−HK$12,206/mo
Today · 4.125%
HK$472,881
baseline
▲ 0.50% · 4.625%
HK$497,807
+HK$24,926/mo
Deposit HK$88.43M · loan HK$88.43M · min. income ≈ HK$945,762/mo (50% DSR)
Upfront cash ≈ HK$99.92M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$483,933
−HK$30,347/mo
▼ 0.25% · 3.875%
HK$498,986
−HK$15,294/mo
Today · 4.125%
HK$514,280
baseline
▲ 0.50% · 4.625%
HK$545,573
+HK$31,293/mo
Deposit HK$70.74M · loan HK$106.11M · min. income ≈ HK$1,028,560/mo (50% DSR)
Upfront cash ≈ HK$82.24M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$538,371
−HK$29,086/mo
▼ 0.25% · 3.875%
HK$552,810
−HK$14,647/mo
Today · 4.125%
HK$567,457
baseline
▲ 0.50% · 4.625%
HK$597,369
+HK$29,912/mo
Deposit HK$70.74M · loan HK$106.11M · min. income ≈ HK$1,134,914/mo (50% DSR)
Upfront cash ≈ HK$82.24M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$564,589
−HK$35,405/mo
▼ 0.25% · 3.875%
HK$582,151
−HK$17,843/mo
Today · 4.125%
HK$599,994
baseline
▲ 0.50% · 4.625%
HK$636,502
+HK$36,508/mo
Deposit HK$53.06M · loan HK$123.80M · min. income ≈ HK$1,199,988/mo (50% DSR)
Upfront cash ≈ HK$64.55M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$628,099
−HK$33,935/mo
▼ 0.25% · 3.875%
HK$644,945
−HK$17,089/mo
Today · 4.125%
HK$662,034
baseline
▲ 0.50% · 4.625%
HK$696,930
+HK$34,896/mo
Deposit HK$53.06M · loan HK$123.80M · min. income ≈ HK$1,324,068/mo (50% DSR)
Upfront cash ≈ HK$64.55M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$725,900
−HK$45,520/mo
▼ 0.25% · 3.875%
HK$748,480
−HK$22,940/mo
Today · 4.125%
HK$771,420
baseline
▲ 0.50% · 4.625%
HK$818,359
+HK$46,939/mo
Deposit HK$17.69M · loan HK$159.17M · min. income ≈ HK$1,542,840/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$807,556
−HK$43,630/mo
▼ 0.25% · 3.875%
HK$829,215
−HK$21,971/mo
Today · 4.125%
HK$851,186
baseline
▲ 0.50% · 4.625%
HK$896,053
+HK$44,867/mo
Deposit HK$17.69M · loan HK$159.17M · min. income ≈ HK$1,702,372/mo (50% DSR)
Upfront cash ≈ HK$29.18M (deposit + AVD stamp duty HK$11,495,662 · Scale 2, in force from 26 Feb 2026)