LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,329
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,584
−HK$1,274/mo
Today · 4.125%
HK$42,858
baseline
▲ 0.50% · 4.625%
HK$45,466
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,716/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,866
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,069
−HK$1,221/mo
Today · 4.125%
HK$47,290
baseline
▲ 0.50% · 4.625%
HK$49,783
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,580/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,395
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,900
−HK$1,530/mo
Today · 4.125%
HK$51,430
baseline
▲ 0.50% · 4.625%
HK$54,559
+HK$3,129/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,860/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,839
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,283
−HK$1,465/mo
Today · 4.125%
HK$56,748
baseline
▲ 0.50% · 4.625%
HK$59,739
+HK$2,991/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,496/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,461
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,217
−HK$1,784/mo
Today · 4.125%
HK$60,001
baseline
▲ 0.50% · 4.625%
HK$63,652
+HK$3,651/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,002/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,812
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,497
−HK$1,709/mo
Today · 4.125%
HK$66,206
baseline
▲ 0.50% · 4.625%
HK$69,696
+HK$3,490/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,412/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,593
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,851
−HK$2,294/mo
Today · 4.125%
HK$77,145
baseline
▲ 0.50% · 4.625%
HK$81,839
+HK$4,694/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,290/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,758
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,924
−HK$2,198/mo
Today · 4.125%
HK$85,122
baseline
▲ 0.50% · 4.625%
HK$89,609
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,244/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,235 · Scale 2, in force from 26 Feb 2026)