LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,330
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,584
−HK$1,275/mo
Today · 4.125%
HK$42,859
baseline
▲ 0.50% · 4.625%
HK$45,467
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,718/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,867
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,070
−HK$1,221/mo
Today · 4.125%
HK$47,291
baseline
▲ 0.50% · 4.625%
HK$49,783
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,582/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,396
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,901
−HK$1,530/mo
Today · 4.125%
HK$51,431
baseline
▲ 0.50% · 4.625%
HK$54,560
+HK$3,129/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,862/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,840
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,284
−HK$1,465/mo
Today · 4.125%
HK$56,749
baseline
▲ 0.50% · 4.625%
HK$59,740
+HK$2,991/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,498/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,462
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,218
−HK$1,784/mo
Today · 4.125%
HK$60,002
baseline
▲ 0.50% · 4.625%
HK$63,654
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,004/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,813
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,498
−HK$1,709/mo
Today · 4.125%
HK$66,207
baseline
▲ 0.50% · 4.625%
HK$69,697
+HK$3,490/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,414/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,594
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,852
−HK$2,294/mo
Today · 4.125%
HK$77,146
baseline
▲ 0.50% · 4.625%
HK$81,840
+HK$4,694/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,292/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,760
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$82,926
−HK$2,197/mo
Today · 4.125%
HK$85,123
baseline
▲ 0.50% · 4.625%
HK$89,610
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,246/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,246 · Scale 2, in force from 26 Feb 2026)