LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,332
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,586
−HK$1,275/mo
Today · 4.125%
HK$42,861
baseline
▲ 0.50% · 4.625%
HK$45,469
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,722/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,869
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,072
−HK$1,221/mo
Today · 4.125%
HK$47,293
baseline
▲ 0.50% · 4.625%
HK$49,785
+HK$2,492/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,586/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,398
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,903
−HK$1,530/mo
Today · 4.125%
HK$51,433
baseline
▲ 0.50% · 4.625%
HK$54,563
+HK$3,130/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$102,866/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,842
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,286
−HK$1,465/mo
Today · 4.125%
HK$56,751
baseline
▲ 0.50% · 4.625%
HK$59,743
+HK$2,992/mo
Deposit HK$7.07M · loan HK$10.61M · min. income ≈ HK$113,502/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,464
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,221
−HK$1,784/mo
Today · 4.125%
HK$60,005
baseline
▲ 0.50% · 4.625%
HK$63,656
+HK$3,651/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,010/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,816
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,501
−HK$1,709/mo
Today · 4.125%
HK$66,210
baseline
▲ 0.50% · 4.625%
HK$69,700
+HK$3,490/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,420/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,597
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,855
−HK$2,294/mo
Today · 4.125%
HK$77,149
baseline
▲ 0.50% · 4.625%
HK$81,844
+HK$4,695/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,298/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,763
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,929
−HK$2,198/mo
Today · 4.125%
HK$85,127
baseline
▲ 0.50% · 4.625%
HK$89,614
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,254/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,275 · Scale 2, in force from 26 Feb 2026)