LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,332
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,587
−HK$1,274/mo
Today · 4.125%
HK$42,861
baseline
▲ 0.50% · 4.625%
HK$45,469
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,722/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,869
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,072
−HK$1,221/mo
Today · 4.125%
HK$47,293
baseline
▲ 0.50% · 4.625%
HK$49,786
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,586/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,399
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,904
−HK$1,530/mo
Today · 4.125%
HK$51,434
baseline
▲ 0.50% · 4.625%
HK$54,563
+HK$3,129/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,868/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,843
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,287
−HK$1,465/mo
Today · 4.125%
HK$56,752
baseline
▲ 0.50% · 4.625%
HK$59,743
+HK$2,991/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,504/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,465
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,221
−HK$1,785/mo
Today · 4.125%
HK$60,006
baseline
▲ 0.50% · 4.625%
HK$63,657
+HK$3,651/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,012/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,817
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,501
−HK$1,710/mo
Today · 4.125%
HK$66,211
baseline
▲ 0.50% · 4.625%
HK$69,701
+HK$3,490/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,422/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,598
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$74,856
−HK$2,294/mo
Today · 4.125%
HK$77,150
baseline
▲ 0.50% · 4.625%
HK$81,845
+HK$4,695/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,300/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,764
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,930
−HK$2,198/mo
Today · 4.125%
HK$85,128
baseline
▲ 0.50% · 4.625%
HK$89,615
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,256/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,283 · Scale 2, in force from 26 Feb 2026)