LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,334
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,589
−HK$1,274/mo
Today · 4.125%
HK$42,863
baseline
▲ 0.50% · 4.625%
HK$45,471
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,726/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,871
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,074
−HK$1,221/mo
Today · 4.125%
HK$47,295
baseline
▲ 0.50% · 4.625%
HK$49,788
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,590/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,401
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,906
−HK$1,530/mo
Today · 4.125%
HK$51,436
baseline
▲ 0.50% · 4.625%
HK$54,566
+HK$3,130/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,872/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,845
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,289
−HK$1,465/mo
Today · 4.125%
HK$56,754
baseline
▲ 0.50% · 4.625%
HK$59,746
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,508/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,467
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,224
−HK$1,784/mo
Today · 4.125%
HK$60,008
baseline
▲ 0.50% · 4.625%
HK$63,660
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,016/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,819
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,504
−HK$1,709/mo
Today · 4.125%
HK$66,213
baseline
▲ 0.50% · 4.625%
HK$69,704
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,426/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,601
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,859
−HK$2,295/mo
Today · 4.125%
HK$77,154
baseline
▲ 0.50% · 4.625%
HK$81,848
+HK$4,694/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,308/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,768
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,934
−HK$2,198/mo
Today · 4.125%
HK$85,132
baseline
▲ 0.50% · 4.625%
HK$89,619
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,264/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,312 · Scale 2, in force from 26 Feb 2026)