LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,334
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,589
−HK$1,275/mo
Today · 4.125%
HK$42,864
baseline
▲ 0.50% · 4.625%
HK$45,472
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,728/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,872
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,075
−HK$1,221/mo
Today · 4.125%
HK$47,296
baseline
▲ 0.50% · 4.625%
HK$49,789
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,592/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,401
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,907
−HK$1,530/mo
Today · 4.125%
HK$51,437
baseline
▲ 0.50% · 4.625%
HK$54,566
+HK$3,129/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,874/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,846
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,290
−HK$1,465/mo
Today · 4.125%
HK$56,755
baseline
▲ 0.50% · 4.625%
HK$59,747
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,510/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,468
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,225
−HK$1,784/mo
Today · 4.125%
HK$60,009
baseline
▲ 0.50% · 4.625%
HK$63,661
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,018/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,820
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,505
−HK$1,709/mo
Today · 4.125%
HK$66,214
baseline
▲ 0.50% · 4.625%
HK$69,705
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,428/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,602
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,860
−HK$2,295/mo
Today · 4.125%
HK$77,155
baseline
▲ 0.50% · 4.625%
HK$81,849
+HK$4,694/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,310/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,769
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,935
−HK$2,198/mo
Today · 4.125%
HK$85,133
baseline
▲ 0.50% · 4.625%
HK$89,620
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,266/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,321 · Scale 2, in force from 26 Feb 2026)