LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,337
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,592
−HK$1,274/mo
Today · 4.125%
HK$42,866
baseline
▲ 0.50% · 4.625%
HK$45,475
+HK$2,609/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,732/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,874
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,078
−HK$1,221/mo
Today · 4.125%
HK$47,299
baseline
▲ 0.50% · 4.625%
HK$49,792
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,598/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,404
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,910
−HK$1,530/mo
Today · 4.125%
HK$51,440
baseline
▲ 0.50% · 4.625%
HK$54,570
+HK$3,130/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,880/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,849
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,293
−HK$1,465/mo
Today · 4.125%
HK$56,758
baseline
▲ 0.50% · 4.625%
HK$59,750
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,516/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,472
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,228
−HK$1,785/mo
Today · 4.125%
HK$60,013
baseline
▲ 0.50% · 4.625%
HK$63,664
+HK$3,651/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,026/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,824
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,509
−HK$1,709/mo
Today · 4.125%
HK$66,218
baseline
▲ 0.50% · 4.625%
HK$69,709
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,436/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,606
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,865
−HK$2,294/mo
Today · 4.125%
HK$77,159
baseline
▲ 0.50% · 4.625%
HK$81,854
+HK$4,695/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,318/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,774
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,940
−HK$2,198/mo
Today · 4.125%
HK$85,138
baseline
▲ 0.50% · 4.625%
HK$89,625
+HK$4,487/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,276/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,361 · Scale 2, in force from 26 Feb 2026)