LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,338
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,592
−HK$1,275/mo
Today · 4.125%
HK$42,867
baseline
▲ 0.50% · 4.625%
HK$45,475
+HK$2,608/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$85,734/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,875
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,079
−HK$1,221/mo
Today · 4.125%
HK$47,300
baseline
▲ 0.50% · 4.625%
HK$49,793
+HK$2,493/mo
Deposit HK$8.84M · loan HK$8.84M · min. income ≈ HK$94,600/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,405
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,911
−HK$1,530/mo
Today · 4.125%
HK$51,441
baseline
▲ 0.50% · 4.625%
HK$54,571
+HK$3,130/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,882/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,850
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,294
−HK$1,466/mo
Today · 4.125%
HK$56,760
baseline
▲ 0.50% · 4.625%
HK$59,751
+HK$2,991/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,520/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,473
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,229
−HK$1,785/mo
Today · 4.125%
HK$60,014
baseline
▲ 0.50% · 4.625%
HK$63,666
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,028/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,825
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,510
−HK$1,709/mo
Today · 4.125%
HK$66,219
baseline
▲ 0.50% · 4.625%
HK$69,710
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,438/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,608
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,866
−HK$2,295/mo
Today · 4.125%
HK$77,161
baseline
▲ 0.50% · 4.625%
HK$81,856
+HK$4,695/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,322/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,775
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,942
−HK$2,197/mo
Today · 4.125%
HK$85,139
baseline
▲ 0.50% · 4.625%
HK$89,627
+HK$4,488/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,278/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,373 · Scale 2, in force from 26 Feb 2026)