LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,338
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,593
−HK$1,275/mo
Today · 4.125%
HK$42,868
baseline
▲ 0.50% · 4.625%
HK$45,476
+HK$2,608/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,736/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,876
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,080
−HK$1,221/mo
Today · 4.125%
HK$47,301
baseline
▲ 0.50% · 4.625%
HK$49,794
+HK$2,493/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,602/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,406
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,912
−HK$1,530/mo
Today · 4.125%
HK$51,442
baseline
▲ 0.50% · 4.625%
HK$54,572
+HK$3,130/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,884/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,851
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,296
−HK$1,465/mo
Today · 4.125%
HK$56,761
baseline
▲ 0.50% · 4.625%
HK$59,753
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,522/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,474
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,231
−HK$1,784/mo
Today · 4.125%
HK$60,015
baseline
▲ 0.50% · 4.625%
HK$63,667
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,030/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,827
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,512
−HK$1,709/mo
Today · 4.125%
HK$66,221
baseline
▲ 0.50% · 4.625%
HK$69,712
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,442/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,609
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,868
−HK$2,294/mo
Today · 4.125%
HK$77,162
baseline
▲ 0.50% · 4.625%
HK$81,858
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,324/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,777
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,943
−HK$2,198/mo
Today · 4.125%
HK$85,141
baseline
▲ 0.50% · 4.625%
HK$89,629
+HK$4,488/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,282/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,387 · Scale 2, in force from 26 Feb 2026)