LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,339
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,594
−HK$1,275/mo
Today · 4.125%
HK$42,869
baseline
▲ 0.50% · 4.625%
HK$45,477
+HK$2,608/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,738/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,877
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,080
−HK$1,221/mo
Today · 4.125%
HK$47,301
baseline
▲ 0.50% · 4.625%
HK$49,795
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,602/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,407
−HK$3,035/mo
▼ 0.25% · 3.875%
HK$49,913
−HK$1,529/mo
Today · 4.125%
HK$51,442
baseline
▲ 0.50% · 4.625%
HK$54,572
+HK$3,130/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,884/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,852
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,296
−HK$1,466/mo
Today · 4.125%
HK$56,762
baseline
▲ 0.50% · 4.625%
HK$59,754
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,524/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,475
−HK$3,541/mo
▼ 0.25% · 3.875%
HK$58,231
−HK$1,785/mo
Today · 4.125%
HK$60,016
baseline
▲ 0.50% · 4.625%
HK$63,668
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,032/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,827
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,512
−HK$1,710/mo
Today · 4.125%
HK$66,222
baseline
▲ 0.50% · 4.625%
HK$69,712
+HK$3,490/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,444/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,610
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,869
−HK$2,294/mo
Today · 4.125%
HK$77,163
baseline
▲ 0.50% · 4.625%
HK$81,859
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,326/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,778
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,945
−HK$2,197/mo
Today · 4.125%
HK$85,142
baseline
▲ 0.50% · 4.625%
HK$89,630
+HK$4,488/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,284/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,396 · Scale 2, in force from 26 Feb 2026)